person holding brown leather wallet and banknotes

Bank Account Fees


Read through the following text and look up any vocabulary you are not sure about before answering the questions.

Nearly everyone nowadays has a bank account, and with the steady decrease in the use of physical currency bank accounts and the cards that come with them are being used more and more often. In theory, you may think that as you are giving your money to a business (the bank) then if anything they should be paying you, but in most cases, it is the customer that needs to pay the bank a fee for simply having a bank account. Although some banks are now removing fees, others are keeping them and in some cases increasing them!


Try and use the following vocabulary when answering the question. Click to look up the definition in the dictionary
  • bank (noun)
  • account (noun)
  • withdraw (verb)
  • pay in (phrasal verb)
  • debit card (noun)
  • fee (noun)
  • pay (verb)
  • interest (noun)
  • charge (noun)

The Question

Try and have a conversation for 2-3 minutes answering the following question.
Should bank accounts be free?

Additional Questions

Keep the conversation going with these follow questions related to Bank Account Fees
  • Do you have a bank account?
  • What services do you receive from the bank for having a bank account?
  • Do you have to pay a fee for your bank account?
  • Why do you think most banks charge a fee for having a bank account?
  • Do you think all bank accounts should be free? Why?

Teacher Resources

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